PayUp

A simple shared ledger between you and a friend, right inside iMessage. Tap to draft, send to confirm.

Download on the App Store

Three taps. One thread. Always agree.

Splitting dinner, lending a $20, covering tickets. PayUp gives both of you a private shared ledger that lives in your Messages thread.

Pay

Money you sent

If you owed them, your debt goes down. Otherwise they now owe you. Either way, both ledgers update once you send.

Receive

Money you got

Log a payment from the other side. Tap "Balance" to clear the full amount they owe in a single tap.

Request

Ask for it

Send a request for a specific amount. They tap to agree, which creates a debt they owe you.

See it in action

Pay, Receive, Request, and a running ledger that always agrees.

Pay tab Receive tab Request tab Ledger view

No accounts. No banks. No tracking.

PayUp doesn't have a server. Everything lives on your device and in your iMessage thread. Your ledger is yours.

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